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Minimize your mortgage with the RightBroker™.
You could WIN up to $100,000*

One lucky Mortgage Alliance customer will win the grand prize consisting of the value of their Qualifying
Mortgage up to a maximum of $100,000. Minimize your mortgage payments with the RightBroker™ and you
could win up to $100,000


The sweepstakes is open to lawful residents of Canada (except Quebec) who have reached the age of
majority in their province/territory of residence. Officers, directors, representatives and employees of
Mortgage Alliance ("Sponsors"), their respective parents, affiliates brokers, franchisees or subsidiaries,
their advertising, promotional, publicity, production or judging agencies, and all those living in the same
households are not eligible to enter. The sweepstakes commences Thursday January 1, 2009 and closes
Thursday December 31, 2009 ("SWEEPSTAKES CLOSING DATE").


Submit a bona fide mortgage application through a Mortgage Alliance Broker/Agent or Franchisee.
Provided your mortgage application has been approved by all the appropriate parties/creditors and
subsequently funded through Mortgage Alliance before the Sweepstakes Closing Date ("Qualifying
Mortgage"), your name will be automatically entered– Limit one entry per Qualifying Mortgage.


Grand Prize: There is one grand prize to be won consisting of the value of your Qualifying Mortgage up to
a maximum of $100,000. Prize will be awarded in the form of a cheque payable to the winner. For example,
if the mortgage is for $90,000, the Grand Prize will be $90,000. If the mortgage is for $120,000 the Grand
Prize is for $100,000. In the event that the Qualifying Mortgage selected has more than one applicant,
the prize will be divided evenly among the qualifying applicants.


The Grand Prize winner draw date, will be announced at a later date.

The selected entrant will be contacted by phone or mail. The prize will be confirmed within two weeks
of contact from the winner. In order to win, the selected entrant or, in the event there is more than one
mortgagor associated with the selected Qualifying mortgage, one of the mortgagors associated with the
selected Qualifying Mortgage who has been designated by the mortgagors, must first correctly answer
without any electronic, mechanical or other assistance a time limited mathematical skill testing question
to be administered by telephone or mail at a pre-arranged, mutually convenient time.

The selected Prize winner will be required to sign a standard declaration and release form (i.e., a
Declaration of Eligibility and a Liability and Publicity Release) confirming compliance with the sweepstakes
rules and acceptance of the prize as awarded, within 14 days after prize notification is sent to the address
on the potential winner's entry.

If the selected entrant can not be contacted in a timely fashion, or if for any other reason the prize cannot
be awarded, another sweepstakes entry may be randomly selected and an alternate winner chosen in
Sponsors' sole discretion until the prize has been awarded.

Failure of a potential winner to complete, sign and return any requested documents within such period or
the return of any prize notification or prize as undeliverable may result in disqualification and selection of
an alternate winner in Sponsors' sole discretion.

You are not a winner until your submissions are validated. The prize will be delivered to the confirmed
winner. By entering or accepting the sweepstakes prize, the winner accepts all the conditions, restrictions;
requirements and/or regulations required by the Sponsors' in connection with the prizes and also agree to
accept delivery of the prize based on availability. By entering or accepting a prize in the sweepstakes, the
winner agrees to be bound by the decisions of the judges and these Official Rules and Regulations and
to comply with all applicable, provincial and local laws and regulations. In addition, the winner agrees to
allow the Sponsors' to use their name and/or photograph of the winner in future advertising materials with
no fees to be paid to the winner for this usage.


The odds of being selected depend upon the total number of eligible entries received for the draw.
Maximum one Grand Prize per Qualifying Mortgage/person. The drawing will be conducted by an
independent judging organization whose decisions regarding all aspects of the sweepstakes shall be
deemed final and binding in all respects. The sweepstakes is subject to all applicable federal, provincial,
municipal and local laws, and is void where prohibited or restricted by law. Sponsors and those working
on their behalf will not be responsible for entries that are lost, delayed, damaged or misdirected. Sponsors
assumes no responsibility for lost, stolen, delayed, damaged or misdirected entries or for any failure of
the website during the promotional period, for any problems or technical malfunction of any telephone
network or lines, computer on-line systems, servers, access providers, computer equipment, software,
failure of any e-mail or entry to be received by Sponsors on account of technical problems or traffic
congestion on the Internet or at any website, or any combination thereof including any injury or damage to
an entrant's or any other person's computer related to or resulting from playing or down loading any
material in the promotion.

No correspondence will be entered into except with selected entrant(s) who will be notified by mail
and/or telephone.

By entering the sweepstakes or accepting a prize, the winner consents to the use of his or her name
and/or photograph in any publicity carried out by Sponsors in connection with this and/or similar
promotions, without compensation, unless otherwise prohibited by law. Entries are subject to verification
and will be declared invalid if they are altered or tampered with in any way.

The Grand Prize winner agrees to release and hold harmless Sponsors , their respective parents, affiliates
and subsidiaries, and each of their directors, officers, employees, agents, successors and assigns, from
any damage, injury, death, loss or other liability that may arise from winner's participation in the
Sweepstakes or the awarding, acceptance, use or misuse of any prize.